Services

As a fee-based financial planner, Dawn can work with you on an hourly consultative basis, on a project-by-project flat-fee basis, or on a long-term basis assisting you with management of your portfolio. Financial planning can include:

  • Discussion of your finances and budget in general
  • Insurance planning
  • Investment planning
  • Planning for educational expenses
  • Retirement planning
  • Estate planning and tax planning: Dawn can work together with your attorney and accountant to assist you with these issues.


In order to best assist you, Dawn will work with you in six steps described as the Financial Planning Process:

financial_planning_process

 

 

 

  1. Getting to know you, getting to know me
    • Schedule an initial consultation. There is never a charge for a first consultation. And don't worry about navigating through voice mail. When you call, you will talk to a real person who will answer any questions that you have about getting started.
    • Prior to your appointment, you will receive an introductory package in the mail. When you come in to meet with Dawn, she will ask a number of questions to determine your individual situation. Dawn will also clearly explain how she is compensated. This meeting is used to clarify expectations and clearly define the relationship. 

       
  2. Homework and "What is your dream?"
    • Your homework after the initial consultation will be to gather all of the information needed for Dawn to best assist you. This may include financial statements, insurance policies, tax returns, budget information, and so on.
    • At this time, you will discuss exactly what your dreams and goals are—and not just the ones related to money. Dawn wants to get to know what is most important to you. She will also find out what risk means to you and how those feelings relate to the direction of your portfolio. 

       
  3. Where are you?
    • Now we take all that information and determine what it means. Exactly how far along are you in the process of preparing for your goals? What resources do you have to meet those goals, and what changes need to be made to your current course of action in order to have the best chance of achieving those goals?

       
  4. Presenting the plan
    • Dawn will offer advice based on the information you provided. She will explain any alternatives or recommended changes to your current course of action, and you will use that to make informed decisions for your financial future. 

       
  5. Putting the plan in place
    • Once you have chosen the best strategy for yourself, Dawn will work with you to put the plan into action. This may include rebalancing account holdings to investments more suitable for your situation, opening new savings plans, applying for insurance products, or working with your lawyer or accountant to resolve estate or tax issues. Your individual situation will determine your customized course of action. 

       
  6. Regular account reviews
    • We will meet up at least once a year, or more frequently if you wish, to review your progress and revise the plan as needed.

This process can be customized to suit your individual or business planning needs.

Why not give us a call today for your complimentary initial consultation? We look forward to getting to know you!